Florida Annuities Indexed

An indexed annuity is basically a fixed annuity either immediate or deferred, which earns interest that is linked to usually an equity index such as the S&P 500 which is an equity index. The value of any index varies from day to day. When you purchase an indexed annuity you own an insurance annuity contract and not shares of stock.

These annuities are different from fixed annuities because of the way they credit interest to the annuities value. Fixed annuities credit interest only at a specific rate or set from time to time from the company. Indexed annuities credit interest by using a formula based on changes within the index to which the annuity is linked. This formula determines how, if any, the interest is calculated and credited, how much interest you will receive is dependent upon your particular annuity contract.

• Fixed Annuities
• Indexed Annuities
• Multi Year Guarantee Annuities MYGA
• Bonus Annuities
• Single Premium Deferred Annuities
• Single Premium Immediate Annuities
• CD's Verses Annuities