Florida Disability Insurance - Group

Florida Group Short Term Disability Insurance (DI)

Group short term DI pays benefits through the group policy to employees when their income is temporarily interrupted by an accident or sickness. These benefits may be based on a flat weekly amount or a percentage of their earnings. Benefits can begin as early as of day one of the disability and can provide payment for up to one year depending on the terms of the policy.

An employee may even be partially covered if they can return to work on a reduced work load or hours because of the disability or sickness. This can help to bridge the income gap before returning returning to a full work schedule.

Florida Group Long Term Disability Insurance (DI)

A serious disability can take more then your paycheck and reck havoc on you financially, it can take away your sense of control over your life. This is where DI give you some peace of mind during a trying time

The group long term DI policy the monthly benefits are based on a percentage of your earnings. Benefits can begin after 30, 60 90, 180 or even after 365 days depending on the provisions of the plan and can also offer benefits for 2 years, 5 years or to age 65.

Depending on the policies provisions many plans allow for an normal pregnancy to be covered the same way as a disability along with such incidents as a recurring disability. Many policies will offer a waiver of premium during a disability along with benefits if you were to die from a disability or sickness for your surviving spouse.

Business owners if you would like to offer your employees DI benefits at no cost to you or as a company paid benefit contact Florida Affordable Insurance today, by phone or click on any of our contact links throughout our site, we will work with you to design a plan that fits everyones budget and gives you and your employees protection that is affordable.

• Disability Insurance Individual
• Disability Insurance Group