Florida Business Key Employee Insurance

Does your business have key employees that are critical to the overall operation and profit of your business?

Key employee life insurance works much like an individual policy, except that the business owns the policy and pays the premiums for it. If the insured dies, the business is the beneficiary and receives the pay out from the policy tax free.

The proceeds can be used to offset the loss of profits or to payoff debt, allowing adequate time to find a replacement for the individual and get your business back up to speed again. The money may also be used to buy out the deceased's share in the company when used as a buy-sell agreement.

The key employee policy may also be used as an incentive to retain essential employees. This is done by making a portion of the benefits payable to the employee's spouse or family. Making this an important part of your companies benefit package.

Does your business have a key employee that if were to die abruptly cause irrefutable damage to your businesses existence?

If so we can help you protect your business from such a loss. Call us today or take a minute to fill in the form on the left hand side of the page and an agent will be in contact with you shortly.

• Whole Life
• Universal Life
• Term Life
• Term Life w/ Return of Premium
• Mortgage Protection Insurance
• Guaranteed Issue Life
• Final Expense Burial Insurance
• Childrens Insurance
• Business Buy-Sell Agreement
• Business Key Employee Insurance
• Group Life
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