Florida Whole Life Life Insurance

Whole life covers you and offers the protect your family will need for your entire life. Unlike a term life policy which covers you for only a specific period of time, a whole life policy, the death benefit and premium will remain the same during the entire life of the policy.

You will also build cash value that is a return on a portion of your premiums which the insurance company invests from each premium payment. The traditional whole life insurance policy gives you a guaranteed minimum rate of return on your cash accumulation portion. This cash value can be borrowed against or can be used in the future to purchase a fully paid-up policy.

some of the important features of whole life is the premiums are level for the life of the policy. It is payable for life and as long as it is paid it stays in force. There are some options such as a single pay, 10 or 20 year pay or pay to age 65 where at that point the policy is paid in full. There is a guaranteed cash value that the policy accumulates over time that can be borrowed against. The cash value's growth is tax defered under certain federal tax laws. The death benefit is tax free to the beneficiary.

If you would like to find out if a whole life policy is right for you take a minute to give use a call or fill out the form on the left hand side of this page and a consultant will contact you to go your options and present you with a customized comparison from several of the many companies we represent for you.

• Whole Life
• Universal Life
• Term Life
• Term Life w/ Return of Premium
• Mortgage Protection Insurance
• Guaranteed Issue Life
• Final Expense Burial Insurance
• Childrens Insurance
• Business Buy-Sell Agreements
• Business Key Employee Insurance
• Group Life Insurance
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